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New York Life Insurance Company or its affiliates (collectively, “NYL”) own or license all content and materials available on this site. You may save designated materials on your own computer or print them for your personal use. Any other use of these materials is prohibited.

NYL provides content, material, and links on this site AS IS, for your convenience and for general informational purposes. Your purchase of any NYL product remains governed by the terms of the insurance policy, annuity contract, or other offering documents provided in connection with the purchase; no contrary terms or information available on or through this site modify those documents.

Disclosure

Bruce Cumby is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CO, DE, FL, GA, MA, MD, NC, NJ, NY, OR, PA, SC, and TX. No insurance business may be conducted outside the states referenced.

Bruce Cumby is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3732 W Chester Pike, Newtown Square, PA, 19073, 484-427-7066. In this regard, this communication is strictly intended for individuals residing in the states of CO, DE, FL, GA, MA, MD, NC, NJ, NY, OR, PA, and SC. No offers may be made or accepted from any resident outside the specific states referenced.

Bruce Cumby is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CO, DE, FL, GA, MA, MD, NC, NJ, NY, OR, PA, and SC. As such, these services are strictly intended for individuals residing in the states referenced.

Bruce Cumby is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Michael Hennessy Jr is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CO, DE, FL, GA, MD, MI, NC, NJ, OR, PA, and SC. No insurance business may be conducted outside the states referenced.

Michael Hennessy Jr is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, Po Box 451, 3732 West Chester Pike, Newtown Square, PA, 19073. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, DE, FL, GA, MA, MD, MI, NC, NJ, NY, OR, PA, and SC. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Hennessy Jr is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, DE, FL, GA, MA, MD, MI, NC, NJ, NY, OR, PA, and SC. As such, these services are strictly intended for individuals residing in the states referenced.

Cumby, Spencer & Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Cumby, Spencer & Associates nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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Logo for Cumby, Spencer & Associates Financial Group
  • WHO WE ARE
    • Meet Our Team
    • What To Expect
    • Strategic Alliances
  • WHAT WE DO
    • Personal Solutions
    • Business Solutions
    • Investment Management
    • Income Tax Strategies
    • Charitable Planning
  • EDUCATIONAL RESOURCES
    • Newsletters
    • Concepts and Strategies
    • Nautilus Videos
    • Our Blog
  • CLIENT LOGIN
    • New York Life
    • Eagle Strategies/NYLIFE Securities
    • MainStay Funds
    • Wealth Manager
  • GET IN TOUCH

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